Technology

Technology Can be Your Greatest Asset

Brought to you by

Technology Can be Your Greatest Asset

Take advantage of technology via the JewelersHealthCare.com marketplace and access crucial health care coverage information.

btyb-JHC-topimage-0820.png

Brought To You By MJM Global Insurance Brokerage Group


Take advantage of technology via the JewelersHealthCare.com marketplace and access crucial health care coverage information. 

Historically, asking everyday Americans to navigate health care coverage was like asking passengers to fly the plane.

Actually, that’s really not much of an exaggeration. Chances are good that you can relate to the problem, whether you obtained your health care coverage through an employer, through a broker, directly from an insurer or through one of the public exchanges created after the passage of the ACA.

Health economist expert, Austin Frakt, published an article in the New York Times detailing his inability to estimate the true cost of the health care plans offered by the federal employee program and the difficulties he faced in picking the proper plan. He pointed out that there is a striking lack of transparency and great difficulty in comparing how much each plan would pay for various services.

One of the issues often faced has been that the prices quoted for plans aren’t the “real” prices; monthly premiums aren’t all that you pay. There are deductibles (the amount you have to pay out of pocket before insurance pays anything at all), co-insurance fees (the percentage you have to pay per doctor’s visit, no matter what), co-payments (the fixed amounts you have to pay per visit) and out-of-pocket maximums (the total number of real dollars you have to spend before insurance covers everything).

Comparing the “real” prices of different plans is nearly impossible. It can take hours just to estimate the “real” amount you’ll have to pay for coverage under one plan.

The Solution: Technology and JewelersHealthCare.com Marketplace

A Harvard study found most Americans are not completely sure what is covered by their health insurance, understandably so.. The average health plan is filled with hard to understand jargon (for instance the difference between co-insurance and co-payments?), and online summaries are often worded where you have to scroll through dozens of pages to gather information for a single plan.  

It’s no wonder that most Americans are confused by – and unhappy with – their health insurance, or a large number of people experience “buyers’ remorse” after choosing a plan.

A private health care marketplace takes advantage of economies of scale to greatly benefit those shopping for health care coverage. It allows associations, smaller companies and individuals to use their combined purchasing power to obtain
better plan options, at better prices, than would be available otherwise. To be clear, a private marketplace is very different than the public exchanges set up by states after the implementation of the ACA and are far superior.

Today’s advanced technology, available with JewelersHealthCare.com has made it more efficient, more accurate and a pleasure to use.

Here’s how many of the difficulties we’ve listed are mitigated or eliminated through your Association private health care coverage marketplace:

A unified marketplace for health care coverage plans

 A private marketplace is typically able to have many more choices available to participants. Because insurers are likely to offer a larger number of plans to their more important partners, and the power of the marketplace’s large customer base can be leveraged into a robust selection of health care coverage options. All of these plans are fully detailed on the one marketplace website so there’s no need to go shuttling around the web to every provider’s website.

Better pricing

 The large, combined member base of your Association private health care marketplace does not just mean more choice. It also means lower prices than are generally available to the public, because providers will always offer their lowest costs when there is a high volume of business to be written.

Comparison tools

The advanced technology of this health care coverage marketplace makes it possible to set up comprehensive comparison tools and cost estimators. Many of these tools can show you side-by-side displays of those nasty deductibles, co-pays and co-insurance charges, as well as readouts of “real” prices. This advanced private marketplace even offers “modeling” tools which can accurately estimate the true costs of real-life events like a pregnancy or a sprained ankle, for each plan you’re considering.

Health economist expert Austin Frakt also offered up a prescription for the problems listed above: Use modern technology to access crucial information regarding health care coverage offerings.

Here’s the good news. That prescription exists and is available through your assocation at JewelersHealthCare.com.

The Latest

Graphic for episode 10 of the My Next Question podcast
PodcastsOct 21, 2026
Episode 10: This Episode Is Haunted 

Diana Singer shared the stories of two “cursed” diamonds on this month’s podcast, which was inexplicably riddled with technical issues.

Gardner Collier Jewelry store in Kirksville Missouri
IndependentsOct 21, 2026
Gardner-Collier Jewelry to Close After 9 Decades in Business

The family-owned jeweler has three locations across Missouri and Iowa.

Underground shaft at the Venetia diamond mine
SourcingOct 21, 2026
Venetia Mines Final Carats Ahead of 2-Year Shutdown

The De Beers-owned diamond mine in South Africa is being put on ice as part of a round of previously announced cost-cutting measures.

DeBeersICONS_TITLE1_CUSTOMCONTENT_1872x1052 (1).jpg
Brought to you by
A Diamond Is Forever Launches 2026 Holiday Campaign Championing Natural Diamonds

A Diamond Is Forever's holiday campaign reimagines natural diamond icons for a new generation celebrating individuality.

Off-White Jewelry Collection Imagery
CollectionsOct 21, 2026
Helzberg, Nordstrom Carrying New Jewelry Collection From Off-White

The collection centers designs with clean geometric lines, chunky sculptural pieces, and recognizable details from the luxury fashion brand.

Weekly QuizOct 15, 2026
This Week’s Quiz
Test your jewelry news knowledge by answering these questions.
Take the Quiz
Gemfields rubies
SourcingOct 21, 2026
Gemfields’ Mixed-Quality Ruby Auction Earns $52M

The miner said it saw particularly strong prices for larger, fine-quality rubies at the sale.

Stock image of police cars with lights on
CrimeOct 20, 2026
Security Guard Charged With Murder in Shooting at Texas Mall

The guard opened fire on a man who was smashing a jewelry display case at La Gran Plaza in Fort Worth last week, police said.

lab channel btyb 0926.png
Brought to you by
Open an Account, Get $50 Off Your First Order. No Code Needed.

Built on Relationships. Refined by Craft.

David Gardner’s Jewelers interior
IndependentsOct 20, 2026
David Gardner’s Jewelers Unveils Newly Expanded, Revamped Showroom

The Texas jeweler added 2,000 square feet to its reimagined showroom, complete with a new design studio and an event space.

Kylie Jenner Fantasy Bra Victoria’s Secret Fashion Show
SourcingOct 20, 2026
The $50M Victoria’s Secret ‘Fantasy Bra’ By The Numbers

Jacob & Co.'s diamond masterpiece is the most expensive Fantasy Bra ever worn on the Victoria’s Secret Fashion Show runway.

Mignon Faget Atelier Collection Campaign Imagery
CollectionsOct 20, 2026
Mignon Faget’s Collection Chooses Handmade Over AI

The “Atelier” collection was inspired by the tools, rituals, and objects in an artist’s studio as a quiet rebuttal to an automated world.

 Rio Grande engagement ring and band
MajorsOct 19, 2026
The Knot to Acquire Rival Wedding Planning Platform Zola

The pending acquisition is an “exciting opportunity” for wedding vendors to grow their business, said The Knot Worldwide’s CEO.

The Secret Gems Thailand
SourcingOct 19, 2026
Jewelry Design Competition Show Airs in Thailand

"The Secret Gems" features eight Thai jewelry brands paired with a team of young craftspeople who create jewelry together to win challenges.

John Hardy Modern Talisman Collection Campaign Imagery
CollectionsOct 19, 2026
John Hardy Enters the Medallion Chat With Talisman Collection

The brand’s “Modern Talisman” capsule collection introduces pendants inspired by the mythology, natural world, and spiritual ethos of Bali.

Collage of independent jewelers celebrating their 100th anniversary in 2026
IndependentsOct 19, 2026
The Stories of 5 Jewelers Celebrating Their Centennials in 2026

Independent jewelers from New Mexico to New Jersey answer the question: What has kept your store in business for 100 years?

Hand holding shopping bags
SurveysOct 16, 2026
How Inflation, Gas Prices Will Affect Holiday Sales

The NRF is expecting holiday sales to increase this year, but consumers and retailers alike are facing Grinch-like headwinds.

Christina Puchi Gemstone Earrings
CollectionsOct 16, 2026
Christina Puchi’s Earrings Hold the Universe

Our Piece of the Week gathers the planets, represented by a variety of colored gemstones, in a pair of 14-karat yellow gold earrings.

Reeds Jewelers Fayetteville
IndependentsOct 16, 2026
Reeds Jewelers Expands, Relocates Flagship

The New York-based jeweler is moving its Amherst flagship store to a larger location in nearby Snyder.

Graff USA Executive Vice President Katy Chen
MajorsOct 16, 2026
Katy Chen Appointed Executive Vice President of Graff USA

Chen, who worked at Cartier and Tiffany & Co., will lead retail sales and operations for the luxury jeweler’s 11 U.S. stores.

Elise & Amy Greenberg
IndependentsOct 15, 2026
Retailer Hall of Fame 2026: Amy and Elise Greenberg

For 40 years, sisters Amy and Elise Greenberg have helmed their 126-year-old family business, leading with appreciation and integrity.

The Retail Smiths Principal Partner Peter Smith
ColumnistsOct 15, 2026
Peter Smith: What Is the Culture REP?

It’s a term Smith coined and felt compelled to share following a bad experience with an aborted flight and an unfeeling flight attendant.

Stephanie Gottlieb Movado watches
WatchesOct 15, 2026
Stephanie Gottlieb’s New Movado Watches Are Made for Your Wrist Stack

Movado teamed up with the New York-based fine jewelry designer on a new collection of Movado Museum Velura watches.

Polished diamond in tweezers
SourcingOct 15, 2026
Signet Jewelers, Richemont May Join Bidder for De Beers, Report Says

The two companies are reportedly in talks to join the Global Diamond Consortium, led by former De Beers CEO Gareth Penny, as per Bloomberg.

Wolf x Marla Aaron Some of the Things Box
CollectionsOct 15, 2026
Wolf x Marla Aaron's New Jewelry Box Is for Some (Not All) of Your Things

The “Some of the Things” box follows the two larger “Everything” box designs with the look and function of antique sewing and toolboxes.

Coleman Clark and Mitchell Clark
IndependentsOct 14, 2026
Retailer Hall of Fame 2026: Coleman and Mitchell Clark

Fourth-generation jewelers Coleman and Mitchell Clark exemplify the best qualities of their predecessors: humility, modesty, and confidence.

Manual Marcial de Gomar
SourcingOct 14, 2026
Manuel Marcial de Gomar, ‘The Emerald Whisperer,’ Dies at 90

The gem hunter, whose 70-year career was defined by adventure and exploration, is remembered for his steadfast faith and sense of wonder.

Tiffany & Co.’s Blue Box Café by Daniel Boulud at South Coast Plaza
FinancialsOct 14, 2026
LVMH’s Jewelry Brands Turn in ‘Very Good’ Performance in Q3

Tiffany & Co. continued its full-scale store renovation project while Bulgari’s high jewelry collection generated “record-breaking revenue.”

×

This site uses cookies to give you the best online experience. By continuing to use & browse this site, we assume you agree to our Privacy Policy