Technology

Technology Can be Your Greatest Asset

Brought to you by

Technology Can be Your Greatest Asset

Take advantage of technology via the JewelersHealthCare.com marketplace and access crucial health care coverage information.

btyb-JHC-topimage-0820.png

Brought To You By MJM Global Insurance Brokerage Group


Take advantage of technology via the JewelersHealthCare.com marketplace and access crucial health care coverage information. 

Historically, asking everyday Americans to navigate health care coverage was like asking passengers to fly the plane.

Actually, that’s really not much of an exaggeration. Chances are good that you can relate to the problem, whether you obtained your health care coverage through an employer, through a broker, directly from an insurer or through one of the public exchanges created after the passage of the ACA.

Health economist expert, Austin Frakt, published an article in the New York Times detailing his inability to estimate the true cost of the health care plans offered by the federal employee program and the difficulties he faced in picking the proper plan. He pointed out that there is a striking lack of transparency and great difficulty in comparing how much each plan would pay for various services.

One of the issues often faced has been that the prices quoted for plans aren’t the “real” prices; monthly premiums aren’t all that you pay. There are deductibles (the amount you have to pay out of pocket before insurance pays anything at all), co-insurance fees (the percentage you have to pay per doctor’s visit, no matter what), co-payments (the fixed amounts you have to pay per visit) and out-of-pocket maximums (the total number of real dollars you have to spend before insurance covers everything).

Comparing the “real” prices of different plans is nearly impossible. It can take hours just to estimate the “real” amount you’ll have to pay for coverage under one plan.

The Solution: Technology and JewelersHealthCare.com Marketplace

A Harvard study found most Americans are not completely sure what is covered by their health insurance, understandably so.. The average health plan is filled with hard to understand jargon (for instance the difference between co-insurance and co-payments?), and online summaries are often worded where you have to scroll through dozens of pages to gather information for a single plan.  

It’s no wonder that most Americans are confused by – and unhappy with – their health insurance, or a large number of people experience “buyers’ remorse” after choosing a plan.

A private health care marketplace takes advantage of economies of scale to greatly benefit those shopping for health care coverage. It allows associations, smaller companies and individuals to use their combined purchasing power to obtain
better plan options, at better prices, than would be available otherwise. To be clear, a private marketplace is very different than the public exchanges set up by states after the implementation of the ACA and are far superior.

Today’s advanced technology, available with JewelersHealthCare.com has made it more efficient, more accurate and a pleasure to use.

Here’s how many of the difficulties we’ve listed are mitigated or eliminated through your Association private health care coverage marketplace:

A unified marketplace for health care coverage plans

 A private marketplace is typically able to have many more choices available to participants. Because insurers are likely to offer a larger number of plans to their more important partners, and the power of the marketplace’s large customer base can be leveraged into a robust selection of health care coverage options. All of these plans are fully detailed on the one marketplace website so there’s no need to go shuttling around the web to every provider’s website.

Better pricing

 The large, combined member base of your Association private health care marketplace does not just mean more choice. It also means lower prices than are generally available to the public, because providers will always offer their lowest costs when there is a high volume of business to be written.

Comparison tools

The advanced technology of this health care coverage marketplace makes it possible to set up comprehensive comparison tools and cost estimators. Many of these tools can show you side-by-side displays of those nasty deductibles, co-pays and co-insurance charges, as well as readouts of “real” prices. This advanced private marketplace even offers “modeling” tools which can accurately estimate the true costs of real-life events like a pregnancy or a sprained ankle, for each plan you’re considering.

Health economist expert Austin Frakt also offered up a prescription for the problems listed above: Use modern technology to access crucial information regarding health care coverage offerings.

Here’s the good news. That prescription exists and is available through your assocation at JewelersHealthCare.com.

The Latest

Gas station
SurveysOct 28, 2026
Consumer Confidence Up in October as Gas Prices Ease

Consumer confidence remains on the long-term downward trend that’s persisted over the past few years, said a Conference Board economist.

Stuller Magic of the Moment Holiday Campaign
MajorsOct 28, 2026
Stuller’s Holiday Campaign Lets the ‘Magic of the Moment’ Shine

The holiday campaign includes key jewelry trends, a curated holiday gift guide, and resources to help jewelers prepare for holiday shoppers.

De Beers Desert Diamonds Icons Campaign Designer Showcase
SourcingOct 27, 2026
De Beers Celebrates the Holidays With New ‘Desert Diamonds’ Campaign

The “Icons” holiday campaign spotlights four classic diamond jewelry styles reimagined in “Desert Diamond” tones.

DeBeersICONS_TITLE1_CUSTOMCONTENT_1872x1052 (1).jpg
Brought to you by
A Diamond Is Forever Launches 2026 Holiday Campaign Championing Natural Diamonds

A Diamond Is Forever's holiday campaign reimagines natural diamond icons for a new generation celebrating individuality.

Mervis Diamond Importers store
IndependentsOct 27, 2026
Solomon Brothers Acquires Mervis Diamond Importers

Solomon Brothers, which has three stores in the Metro Atlanta area, said it may continue to acquire other independent jewelers.

Weekly QuizOct 22, 2026
This Week’s Quiz
Test your jewelry news knowledge by answering these questions.
Take the Quiz
Woman holding testing swab
IndependentsOct 27, 2026
Gabriel & Co. Supports Charity Partner DKMS With Gala, New Jewels

The fine jewelry brand raised $2.3 million at its annual gala that supports the nonprofit’s fight against blood cancer and blood disorders.

Sarin Bachmann and Julie Walsh
Events & AwardsOct 27, 2026
JFC Announces 2027 ‘Facets’ Honorees

The annual fundraising event is slated for June 6, 2027, at The Venetian Resort in Las Vegas.

lab channel btyb 0926.png
Brought to you by
Open an Account, Get $50 Off Your First Order. No Code Needed.

Built on Relationships. Refined by Craft.

Ali Ahn in Bliss Lau Vantage Collection Campaign
CollectionsOct 26, 2026
Bliss Lau’s ‘Vantage’ Point Is the Hawaiian Horizon

In her “Vantage” collection, Lau explores heritage, identity, and inner strength through designs featuring blue-green Guatemalan jade.

Behind the scenes shot of Tiffany & Co.’s Design and Innovation Workshop
MajorsOct 26, 2026
Tiffany & Co. Takes Consumers Behind the Scenes

The jeweler gave the public backstage tours of its flagship store and its design and innovation workshop as part of LVMH’s open house.

Jewelers for Children Halloween contest
Events & AwardsOct 26, 2026
Support JFC’s ‘Monster Mash Challenge,’ If You Dare

Vote for which jewelry professional should dress up as a monster to support Jewelers for Children’s annual Halloween fundraiser.

Image from PGI USA Platinum Born campaign
MajorsOct 23, 2026
PGI USA Set to Close at Year’s End

The closure is part of a global restructuring that also includes PGI winding down its operations in Japan, South Korea, and Hong Kong.

Rachel Chalchinsky of Color Source Gems Survivor Tribute Ring
SourcingOct 23, 2026
Rachel Chalchinsky’s ‘Survivor Tribute’ Ring

The ring, our Piece of the Week, was designed by eight-year breast cancer survivor Rachel Chalchinsky of Color Source Gems.

Pomellato Paraíba high jewelry choker necklace
FinancialsOct 23, 2026
Kering’s Jewelry Sales Up Double Digits in Q3

Boucheron and Pomellato had a strong third quarter, with Kering looking at jewelry as an increasingly important part of its portfolio.

Stock image of crime scene tape and police cars
CrimeOct 22, 2026
Jeweler Shot and Killed in His Suburban Cincinnati Store

Tara Sinchuri was the owner of Everest Jewels in Fairfield, Ohio, and a father of three. He was found dead in his store on Tuesday.

Verdura cuffs
MajorsOct 22, 2026
Neiman Marcus Has Gifts for the Jewelry Lover Who Has Everything

Bespoke experiences from Buccellati and Verdura are on the retailer’s 2026 “Fantasy Gifts” list.

JIS Fall 2026 jewelry
Events & AwardsOct 22, 2026
JIS Fall 2026 Reports Record-Breaking Attendance

The number of participants at the fall show was up 12 percent.

John Hardy Billie Eilish & Finneas Collection Campaign Imagery
CollectionsOct 22, 2026
Billie Eilish, Finneas Co-Design Collection for John Hardy

The Academy and Grammy award-winning siblings have collaborated with John Hardy on a new jewelry line inspired by their personal style.

Graphic for episode 10 of the My Next Question podcast
PodcastsOct 21, 2026
Episode 10: This Episode Is Haunted 

Diana Singer shared the stories of two “cursed” diamonds on this month’s podcast, which was inexplicably riddled with technical issues.

Gardner Collier Jewelry store in Kirksville Missouri
IndependentsOct 21, 2026
Gardner-Collier Jewelry to Close After 9 Decades in Business

The family-owned jeweler has three locations across Missouri and Iowa.

Underground shaft at the Venetia diamond mine
SourcingOct 21, 2026
Venetia Mines Final Carats Ahead of 2-Year Shutdown

The De Beers-owned diamond mine in South Africa is being put on ice as part of a round of previously announced cost-cutting measures.

Off-White Jewelry Collection Imagery
CollectionsOct 21, 2026
Helzberg, Nordstrom Carrying New Jewelry Collection From Off-White

The collection centers designs with clean geometric lines, chunky sculptural pieces, and recognizable details from the luxury fashion brand.

Gemfields rubies
SourcingOct 21, 2026
Gemfields’ Mixed-Quality Ruby Auction Earns $52M

The miner said it saw particularly strong prices for larger, fine-quality rubies at the sale.

Stock image of police cars with lights on
CrimeOct 20, 2026
Security Guard Charged With Murder in Shooting at Texas Mall

The guard opened fire on a man who was smashing a jewelry display case at La Gran Plaza in Fort Worth last week, police said.

David Gardner’s Jewelers interior
IndependentsOct 20, 2026
David Gardner’s Jewelers Unveils Newly Expanded, Revamped Showroom

The Texas jeweler added 2,000 square feet to its reimagined showroom, complete with a new design studio and an event space.

Kylie Jenner Fantasy Bra Victoria’s Secret Fashion Show
SourcingOct 20, 2026
The $50M Victoria’s Secret ‘Fantasy Bra’ By The Numbers

Jacob & Co.'s diamond masterpiece is the most expensive Fantasy Bra ever worn on the Victoria’s Secret Fashion Show runway.

Mignon Faget Atelier Collection Campaign Imagery
CollectionsOct 20, 2026
Mignon Faget’s Collection Chooses Handmade Over AI

The “Atelier” collection was inspired by the tools, rituals, and objects in an artist’s studio as a quiet rebuttal to an automated world.

×

This site uses cookies to give you the best online experience. By continuing to use & browse this site, we assume you agree to our Privacy Policy