Technology

Technology Can be Your Greatest Asset

Brought to you by

Technology Can be Your Greatest Asset

Take advantage of technology via the JewelersHealthCare.com marketplace and access crucial health care coverage information.

btyb-JHC-topimage-0820.png

Brought To You By MJM Global Insurance Brokerage Group


Take advantage of technology via the JewelersHealthCare.com marketplace and access crucial health care coverage information. 

Historically, asking everyday Americans to navigate health care coverage was like asking passengers to fly the plane.

Actually, that’s really not much of an exaggeration. Chances are good that you can relate to the problem, whether you obtained your health care coverage through an employer, through a broker, directly from an insurer or through one of the public exchanges created after the passage of the ACA.

Health economist expert, Austin Frakt, published an article in the New York Times detailing his inability to estimate the true cost of the health care plans offered by the federal employee program and the difficulties he faced in picking the proper plan. He pointed out that there is a striking lack of transparency and great difficulty in comparing how much each plan would pay for various services.

One of the issues often faced has been that the prices quoted for plans aren’t the “real” prices; monthly premiums aren’t all that you pay. There are deductibles (the amount you have to pay out of pocket before insurance pays anything at all), co-insurance fees (the percentage you have to pay per doctor’s visit, no matter what), co-payments (the fixed amounts you have to pay per visit) and out-of-pocket maximums (the total number of real dollars you have to spend before insurance covers everything).

Comparing the “real” prices of different plans is nearly impossible. It can take hours just to estimate the “real” amount you’ll have to pay for coverage under one plan.

The Solution: Technology and JewelersHealthCare.com Marketplace

A Harvard study found most Americans are not completely sure what is covered by their health insurance, understandably so.. The average health plan is filled with hard to understand jargon (for instance the difference between co-insurance and co-payments?), and online summaries are often worded where you have to scroll through dozens of pages to gather information for a single plan.  

It’s no wonder that most Americans are confused by – and unhappy with – their health insurance, or a large number of people experience “buyers’ remorse” after choosing a plan.

A private health care marketplace takes advantage of economies of scale to greatly benefit those shopping for health care coverage. It allows associations, smaller companies and individuals to use their combined purchasing power to obtain
better plan options, at better prices, than would be available otherwise. To be clear, a private marketplace is very different than the public exchanges set up by states after the implementation of the ACA and are far superior.

Today’s advanced technology, available with JewelersHealthCare.com has made it more efficient, more accurate and a pleasure to use.

Here’s how many of the difficulties we’ve listed are mitigated or eliminated through your Association private health care coverage marketplace:

A unified marketplace for health care coverage plans

 A private marketplace is typically able to have many more choices available to participants. Because insurers are likely to offer a larger number of plans to their more important partners, and the power of the marketplace’s large customer base can be leveraged into a robust selection of health care coverage options. All of these plans are fully detailed on the one marketplace website so there’s no need to go shuttling around the web to every provider’s website.

Better pricing

 The large, combined member base of your Association private health care marketplace does not just mean more choice. It also means lower prices than are generally available to the public, because providers will always offer their lowest costs when there is a high volume of business to be written.

Comparison tools

The advanced technology of this health care coverage marketplace makes it possible to set up comprehensive comparison tools and cost estimators. Many of these tools can show you side-by-side displays of those nasty deductibles, co-pays and co-insurance charges, as well as readouts of “real” prices. This advanced private marketplace even offers “modeling” tools which can accurately estimate the true costs of real-life events like a pregnancy or a sprained ankle, for each plan you’re considering.

Health economist expert Austin Frakt also offered up a prescription for the problems listed above: Use modern technology to access crucial information regarding health care coverage offerings.

Here’s the good news. That prescription exists and is available through your assocation at JewelersHealthCare.com.

The Latest

Time CEO Jessica Sibley, Botswana President Duma Boko, and Botswana Minster of Minerals and Energy Bogolo Joy Kenewendo in New York
SourcingSep 30, 2026
Botswana’s President, De Beers CEO Say Diamond Demand Is Recovering

President Duma Boko spoke at back-to-back events in the city last week, touting Botswana’s stability and the diamond “bounceback.”

Oscar Heyman A Living Archive Holiday Book
CollectionsSep 30, 2026
Oscar Heyman’s Holiday Book Is ‘A Living Archive’

The catalog showcases 112 new, one-of-a-kind pieces amid highlights from the jeweler’s historic archive.

Gemfields rubies
SourcingSep 30, 2026
Gemfields Posts $98.5M Loss, Writes Down Value of Ruby Mine

Its Montepuez Ruby Mining operation in Mozambique, which is not yielding enough high-quality rubies, has taken a $125 million hit.

1872 x 1052 Gemolite.jpg
Brought to you by
Meet Gemology’s Next Generation Microscope: GIA® Gemolite® NXT Professional Edition

Experience gemstones with greater precision and comfort than ever before.

Hand holding a gas pump
SurveysSep 30, 2026
Consumer Confidence Falls to 12-Year Low in September

Those surveyed were worried about the present and the future, with write-in responses mentioning high oil and gas prices.

Weekly QuizSep 25, 2026
This Week’s Quiz
Test your jewelry news knowledge by answering these questions.
Take the Quiz
JA New York sign
Events & AwardsSep 30, 2026
Jewelers of America, JA New York to Host Networking Event

The event will take place on the evening of Oct. 26 in New York City.

Christy Bromberg
IndependentsSep 29, 2026
Christy Bromberg, Longtime Gift Buyer for Underwood Jewelers, Dies at 68

She is remembered for her joie de vivre, upbeat personality, genuine interest in other people, and love of the Alabama Crimson Tide.

Cover.jpg
Brought to you by
Your Piece Could Be the One Editors Talk About

Submit your pieces for a chance to win in this year's competition.

Dionne Warwick brown diamond ring from Sultan of Brunei
AuctionsSep 29, 2026
Dionne Warwick’s Jewelry Goes Up for Auction

Online bidding is open now for Julien’s sale of items owned by the “Walk On By” singer, whose final album comes out this fall.

Matt Stuller
Events & AwardsSep 29, 2026
Matt Stuller to Receive 2027 Gem Award for Lifetime Achievement

The founder and executive chairman of Stuller Inc. is being honored for his impact on the jewelry industry at the 25th annual Gem Awards.

Emmanuel Raheb, CEO of Smart Age Solutions
ColumnistsSep 29, 2026
Your Holiday Marketing Has a Bridal Blind Spot

December is the most popular month to propose, and jewelers need to keep that in mind when planning their holiday marketing.

Sandy Lerner’s 18-karat gold and diamond cat brooch
AuctionsSep 29, 2026
If You Love Cats, This Jewelry Auction Is for You

Cat ladies of the jewelry world, unite. Sandy Lerner’s collection of cat jewelry and other objects is going up for auction Wednesday.

De Beers London Vibrations high jewelry Echo transformable necklace
CollectionsSep 28, 2026
De Beers London Drops Water-Inspired High Jewelry Collection

“Vibrations” features several firsts for De Beers’ high jewelry, including the use of chalcedony and diamonds sourced from artisanal miners.

Zoë Kravitz Wearing Jessica McCormack’s Bows Collection
CollectionsSep 28, 2026
Jessica McCormack Turns to Classic Motif for New Collection

The “Bows” collection features three interpretations of the bow motif designed with Georgian and Victorian influences.

Amanda Coleman-Phelps and Guy Borenstein
Events & AwardsSep 28, 2026
Guy Borenstein, Troy Underwood Among the Professionals Honored at AGS Conclave 2026

The American Gem Society recognized industry members, one Guild, and a law enforcement official for their contributions to jewelry.

Jewelers Mutual Instappraise screenshot mock up
FinancialsSep 28, 2026
Instappraise, Jewelers Mutual Look to Simplify Jewelry Insurance

Through a new system integration, customers can now receive instant personal jewelry insurance quotes at the time of appraisal.

Rolex Datejust 31 ref. 6827 and Rolex Lady Datejust ref. 6917
WatchesSep 25, 2026
Smaller Rolex Watches Showing Strength on Secondary Market, Data Shows

Five of the 10 fastest-appreciating Rolex models on Bob’s Watches were Datejust 31 or Lady Datejust watches.

Daniel’s Jewelers storefront
MajorsSep 25, 2026
Sherwood Family Buys Back Daniel’s Jewelers from Private Equity

The Sherwood family and AJS Creations CEO Tejas Shah purchased the jewelry chain back from Palladium Equity Partners.

Brilliant Earth The Elizabeth Taylor Collection Campaign Imagery
Lab-GrownSep 25, 2026
Brilliant Earth Collabs with Elizabeth Taylor Estate on Jewelry Collection

“The Elizabeth Taylor Collection” uses lab-grown diamonds and gemstones in contemporary designs inspired by the icon.

Dana Rebecca Alexa Jordyn Marquise Marge hoops
TrendsSep 25, 2026
A Peek at Taylor Swift’s Game-Day Diamonds

The artist wore Dana Rebecca Designs’ marquise diamond-set gold hoops at the Chiefs game last Sunday. Now they’re our Piece of the Week.

Jewelry display
CrimeSep 24, 2026
From Conclave: Security Measures Jewelers Should Be Taking

JSA and Jewelers Mutual shared advice on spotting suspicious behavior, combatting cell phone jammers, and staying safe at home.

Header - One platform_ total protection_ seamless shipping (1).png
Supplier BulletinSep 24, 2026
Ship with Confidence with JM Shipping Solution

Sponsored by JM Shipping

8.03 carat natural fancy light blue diamond
AuctionsSep 24, 2026
8-Carat Blue Diamond Heads to UK Jewelry Auction

The fancy light blue diamond is estimated to fetch up to $2.6 million at Elmwood’s next week.

Secret Language of Victorian Jewelry by Amy Azzarito
TrendsSep 24, 2026
This New Jewelry Book Decodes the Secret Meaning in Victorian Jewelry

“Secret Language of Victorian Jewelry” unveils the meaning behind the symbols, motifs, and gemstones used in Victorian-era jewelry.

Lab-grown diamond tennis bracelets and rings from Kira Jewels
Lab-GrownSep 24, 2026
Kira Jewels Opens B2B E-Commerce Portal for Lab-Grown Diamond Jewelry

KIRAJewels.one gives retailers access to more than 500 SKUs of lab-grown diamond rings, earrings, necklaces, and bracelets.

Dana Rebecca Designs Tennis Bracelets Campaign Imagery
TrendsSep 23, 2026
Holiday Diamond Jewelry Trends: Layered Looks, Personalization

This holiday season, look to pieces that will help to fill out customers’ everyday diamond jewelry wardrobe, experts say.

The logo for The Diamond Collective, the new name for the Natural Diamond Council
SourcingSep 23, 2026
Organization That Promotes Natural Diamond Rebrands for Third Time

The Natural Diamond Council is now The Diamond Collective and has announced a new strategy under CEO Amber Pepper.

×

This site uses cookies to give you the best online experience. By continuing to use & browse this site, we assume you agree to our Privacy Policy