Surveys

Bucking the Trend: Jewelry Shoppers Largely Shopping In-Store and Spending More

Brought to you by

Bucking the Trend: Jewelry Shoppers Largely Shopping In-Store and Spending More

With traditional retailers now offering immensely innovative e-commerce experiences and brands that were born exclusively online now boasting impressive brick-and-mortar stores, retail is undoubtedly experiencing a significant transformation.

btyb-citi_0812-leslie_800x430.jpg

Brought To You By Citi Retail Services 

With traditional retailers now offering immensely innovative e-commerce experiences and brands that were born exclusively online now boasting impressive brick-and-mortar stores, retail is undoubtedly experiencing a significant transformation. 

It’s clear customers enjoy both channels, depending on what they’re in the market for and their physical proximity to brick-and-mortar locations. But how does shopping for jewelry differ or align with the evolving retail industry at large? The answer: it largely bucks the trend.

According to a recent nationwide survey of 1,000 U.S. consumers commissioned by Citi Retail Services – one of North America’s largest providers of private label and co-brand credit cards for retailers – over two-thirds (68%) of those who have previously purchased jewelry have purchased most or all of their jewelry in-store, compared to just 12 percent online. Evidently, when it comes to jewelry, brick-and-mortar still shines bright.

All the Feels: Purchasing Jewelry is a Highly Tactile Experience

While online shopping is often believed to be more efficient from a timing perspective, there are a number of other considerations for shoppers in the market for jewelry specifically. Nearly half (44%) of shoppers prefer being able to try on jewelry in-person before purchasing, according to the survey. Whether the item is for themselves or someone else, selecting jewelry is a very personal decision, so handling the piece before buying it can often give customers more confidence in their purchase. 

And in turn, when consumers have more confidence shopping in-store, they’re also comfortable spending more. The survey found that in-store, 40 percent of consumers have purchased a piece that cost at least $1,000 with the most expensive piece of jewelry averaging $2,269—that’s more than double the $1,099 average for online purchases. And interestingly, Gen Xers are more likely to shell out in-store for higher-ticket items than Boomers, averaging over $3,000 for their most expensive jewelry.

For retailers who already have or are building an online presence, it would be wise to consider including detailed descriptions, photos and sizing charts to product pages and providing easy access to expedited shipping to help customers gain more confidence when making online purchases. 



 

Shine Bright Like a Diamond: Financing and Complimentary Services Reign

Beyond having more control over their purchases, there are a number of other drivers motivating shoppers to go in store for jewelry purchases. Store services like complimentary cleanings (49%), financing options (28%), styling assistance (16%) and leasing
or rental programs, such as borrowing for a short period of time (6%), were all noted by those surveyed as reasons to visit jewelers in-store.

In terms of financing options specifically, consumers indicated that they would be most likely to finance a jewelry purchase for major milestones including anniversaries (43%), weddings (34%), engagements (34%), graduations (15%) and new babies (12%). Further, Gen Xers are most likely to take advantage of financing options, with 34% indicating that they would use, compared to 26% for Boomers and 28% for Millennials.

Providing financing options in addition to other services like complimentary cleanings and styling assistance to customers offers jewelers a chance to increase foot traffic in their stores and potentially drive repeat sales. Also, ensuring your sales staff are well trained to liaise with customers and detail applicable services is key in developing and sustaining long-term relationships and increasing repeat sales in the process. And for jewelry dealers, that’s the holy grail.

Across the country, Citi Retail Services works with jewelry retailers to offer the Jewelers Reserve Card to their customers. By making purchasing easier for customers, the Jewelers Reserve program helps jewelry retailers build customer loyalty and repeat sales for their businesses. To find out more about the Jewelers Reserve program, visit jhttps://www.citiretailservices.com/industries/jewelry/
LM
Leslie McNamaraChief Marketing Officer and Head of Workforce Development at Citi Retail Services

The Latest

Dunkelberger’s Fine Jewelry
IndependentsJun 05, 2026
Pennsylvania Jewelry Store To Close After 79 Years

Jim Springer, owner of Dunkelberger’s Fine Jewelry, is heading into retirement.

Rebel Jewelry Tunnel Charm
CollectionsJun 05, 2026
Rebel Jewelry’s Charm Symbolizes Perseverance for Pride Month

The “Tunnel” charm, our Piece of the Week, celebrates Pride Month with its design inspired by hope and the light at the end of the tunnel.

Three gold rings set with yellow- and brown-hued diamonds
SourcingJun 05, 2026
State of Diamonds: The Way Forward for Natural Diamonds

The jewelry industry is reassessing its positioning as Gen Z reshapes the retail landscape and lab grown continues to gain market share.

PG-05-SHOT-2-LUCIDA.033 1.png
Brought to you by
All Eyes on Gold Prices. Alternatives to Look For. And What to BEWARE of in Vegas

As gold prices rise, today’s retailers are looking for alternatives at prices that will appeal to wider audiences.

A Marvelous Journey: The Collection of Maurice Tempelsman
AuctionsJun 04, 2026
Treasures from Maurice Tempelsman’s ‘Marvelous’ Life Head to Auction

Up for auction at Sotheby’s, the collection of Tempelsman’s personal effects includes a Cartier Tank watch Jackie O. gifted him.

Weekly QuizJun 05, 2026
This Week’s Quiz
Test your jewelry news knowledge by answering these questions.
Take the Quiz
Dakota Badia and Nancy Badia
CollectionsJun 04, 2026
Buddha Mama to Spend the Summer in Aspen

The Miami-based fine jewelry brand will host its first summer residency in the Colorado mountain town from June 5 to Aug. 23.

AGS at Peter Yantzer Building dedication
MajorsJun 04, 2026
AGS Honors Late Peter Yantzer, Holds Time Capsule Ceremony

The organization also announced its international board of directors for the 2026-2027 term.

1872x1052-NextGem-2026-National-Jeweler-Advertorial.jpg
Brought to you by
How Modern Training Is Becoming a Competitive Advantage for Jewelry Retailers

With the trade and customer trust in mind, GIA® developed NextGem™ – on-demand training designed specifically for retail.

Neiman Marcus downtown Dallas store
MajorsJun 04, 2026
Neiman Marcus’ Downtown Dallas Store to Close in September

Saks Global confirmed the closure this week, spelling the end for a store that’s been part of downtown Dallas for more than 100 years.

The Retail Smiths founder and National Jeweler columnist Peter Smith
ColumnistsJun 03, 2026
Peter Smith: When Top Talent Leaves and What It Says About You

Smith discusses how managers should handle a top performer's exit, warning that a poor response could have a lasting impact.

Screenshot of the Tracr website homepage
GradingJun 03, 2026
GIA’s Tracr Investment Is First Step Toward Industry-Owned Platform

The Gemological Institute of America is now a 30 percent stakeholder in Tracr, the De Beers-backed blockchain for diamonds.

The 1916 Company Coast to Coast Roadshow
WatchesJun 03, 2026
The 1916 Company Taking Pre-Owned Rolexes on the Road, Again

The retailer is bringing Rolex Certified Pre-Owned watches to five U.S. cities in 2026 for collectors to see, try on, and purchase.

Jessica Alba in Gabriel & Co. campaign
IndependentsJun 03, 2026
Jessica Alba Is the New Face of Gabriel & Co.

The actress and entrepreneur stars in the jeweler’s new campaign that celebrates life’s quiet moments.

Anna Maccieri Rossi Ora Wood Sunrise Cuff, Marie Lichtenberg High Jewelry Bandana, Anna Maccieri Rossi Carpe Diem Pendant
TrendsJun 03, 2026
State of Design: Only the Innovative Will Survive

The price of gold has risen, affecting the number of pieces designers make, the materials they use, and how they position themselves.

Woman with crossed hands and rings on fingers
FinancialsJun 02, 2026
Signet Jewelers’ Q1 Sales Up 2% As It Focuses on ‘Core Four’

The jewelry retailer is zeroing in on Zales, Jared, Kay Jewelers, and Blue Nile as it looks to create unique brand identities for each.

Dr. Akinwumi Adesina, chairperson of the Diamonds for Development Fund
SourcingJun 02, 2026
Leader Appointed for Botswana’s Diamonds for Development Fund

Dr. Akinwumi Adesina, a development economist, will head the fund created to help Botswana diversify its economy.

James Marks
WatchesJun 02, 2026
Watch Industry Veteran James Marks Joins Sotheby’s

Sotheby’s has appointed the former Phillips executive as its global head of private sales and retail in its watches division.

Sothebys 10-carat blue diamond, 120 carat Harry Winston diamond necklace
AuctionsJun 02, 2026
Sotheby’s to Auction 10-Carat Blue Diamond, 1960s Harry Winston Necklace

A private collection of five Paraíba tourmalines also will be up for sale at Sotheby’s High Jewelry auction in New York, scheduled for June 16.

People shopping in a jewelry store
IndependentsJun 02, 2026
State of Retail: 6 Things Retailers Should Know About Consumers Today

From Gen Z’s view of luxury to “doom spending,” these are the six consumer trends to note this year.

Zahn-Z Big Zaha Art Deco Ring
Events & AwardsJun 01, 2026
Design Atelier Brands Have a Big Night at Emotional Couture Design Awards

The show started by honoring Mildred Marcano, ended with a tearful Beth Anne Bonanno, and recognized a dozen-plus designers in between.

Rapaport's rebranding
SourcingJun 01, 2026
RapNet Rebranding as Rapaport Trade

The revamped online diamond marketplace will feature pricing intelligence and data-driven tools for more efficient buying and selling.

Gemfields emeralds
SourcingJun 01, 2026
Gemfields’ Higher-Quality Emerald Auction Achieves $26.8M

The miner said demand for higher-quality emeralds is stable, but there is notable caution in the market.

Cultus Artem River of Heaven Necklace
CollectionsMay 29, 2026
Cultus Artem’s Necklace Is the Oasis in Las Vegas’ Desert

The “River of Heaven” necklace, our Piece of the Week debuting at Couture, combines 26 salt and pepper diamonds spaced by Tahitian pearls.

Sean Dunn, Amy Greenberg, Elise Greenberg, Coleman Clark, Mitchell Clark
IndependentsMay 29, 2026
Meet the 2026 Retailer Hall of Fame Inductees

This year’s inductees include second-, third-, and fourth-generation jewelers.

Jesse Itzler
Events & AwardsMay 28, 2026
JCK Announces Jesse Itzler as 2026 Keynote Speaker

The author, speaker, and entrepreneur will give his presentation, “Spiritual Billionaire,” on Saturday morning.

JCK Rocks Nelly Graphic
Events & AwardsMay 28, 2026
JCK Rocks To Ride With Nelly

Three-time Grammy award-winning artist Nelly is set to perform at the annual event at Tao Beach on Sunday night.

A screen shot of The Clear Cut's website
MajorsMay 28, 2026
Signet Jewelers to Buy The Clear Cut

Signet will integrate the online-only, natural diamond-focused jeweler into Blue Nile, which it wants to position as a higher-end retailer.

×

This site uses cookies to give you the best online experience. By continuing to use & browse this site, we assume you agree to our Privacy Policy