Editors

Q&A: Monica Rich Kosann Looks Back on 20 Years

EditorsOct 28, 2024

Q&A: Monica Rich Kosann Looks Back on 20 Years

The jewelry designer discussed how she got into the jewelry industry, what she keeps in her favorite locket, and the future of her brand.

Monica Rich Kosann
Monica Rich Kosann is the founder of her eponymous brand. She started as a portrait photographer before transitioning to telling stories through jewelry design.
Monica Rich Kosann, the New York-based jewelry brand, is celebrating its 20th year in business.

The brand’s founder, Monica Rich Kosann, began as a photographer who told her clients’ stories through their portraits.

A lover of antiques, she began putting these images in lockets, which became the backbone of her brand.

After 20 years her business has grown to tell a story through every piece, from lockets to charms, bracelets, and rings.

Kosann sat down with National Jeweler to discuss how her photography inspired her locket designs, the secret she keeps in her favorite locket, the best business advice she’s ever received, and her favorite antique piece.

This interview has been edited for length and clarity.

Natalie Francisco: When you were a little girl in New York City, what did you want to be when you grew up?

Monica Rich Kosann: I always wanted to be a fashion designer. I loved, loved clothing and shopping.

I used to have sketchbooks, and I used to always sketch all these different outfits and women in clothing and jewelry and hats.

NF: What sparked you to switch from professional portrait photography to jewelry design?

MRK: My roots are as a photographer and from the photography I got into jewelry because I was a storyteller.

Getting into jewelry was natural for me because I used to collect a lot of vintage lockets, powder compacts, and cigarette cases and put my clients’ photos in vintage pieces.

That’s how it started, because my clients wanted more and I would say, “That was a one-of-a-kind, a vintage piece.”

I started with the lockets and then I got into the medallions, charms, bracelets, necklaces, stacking rings, earrings, and everything.

Lockets are really the gateway to storytelling and that’s how I started.

I always say it’s about my customer’s story, not about my story. My jewelry is a vehicle for a woman to celebrate her milestones and wear her story.

NF: What do you mean when you say, “Lockets are the sexiest piece of jewelry a woman can wear. They hold her secrets.”?

MRK: I started with the lockets because I felt lockets were the sexiest piece of jewelry a women can wear because no one knows what’s in it unless you share it.

That’s what’s so cool about lockets; it’s not about being a grandma, it’s about holding your secrets, inspirations, memories, mantras, and manifestations.

NF: Lockets are the backbone of your brand. What is your favorite locket design from the past 20 years?

MRK: They’re all my babies, so I love all of them.

One of my first lockets was the “Gate” locket and it was inspired by a photo I took of a girl behind this beautiful iron gate, and everyone used to say to me, “Who is that? Where is she?”

Monica Rich Kosann Gate Photo and Locket
On the left is the portrait Kosann took that inspired her “Gate” lockets, seen right.


It was so mysterious, and I have a special place in my heart for the “Gate” lockets.

NF: In your opinion, what is the best equipment to use to take a photo that’s going to be used in a locket?

MRK: Your iPhone is the best place because your life is on your camera roll.

We have The Locket Bar so you can fill in three easy steps—you choose your locket, you download the picture from your phone and fix it up and decide how you want it, then it prints out at your home computer.

NF: Is there any specific paper you think works best to print a photo for a locket?

MRK: Honestly, no. I think any paper is fine if it fits into your locket.

In our stores we use a nicer stock, but when I’m changing them at home, sometimes I just use paper since the locket has plastic over it.

I like to change mine a lot and I don’t take it too seriously.

NF: How does your jewelry empower its wearer?

MRK: My jewelry is like your daily armor. They are like tattoos for your day.

Every piece I design has a reason behind it and a special message for you as the wearer. 

For instance, today I am wearing a compass because I’m on a certain journey in my life now, so it’s celebrating my journey and it’s reminding me to stay on my path. 

Then I wear my fish rings every day. These are for perseverance, and they say that inside them. 

They are all about moving forward and not getting stuck in the past, no shoulda, coulda, woulda.


Everything means something, down to every charm I’m wearing.

Everything I design I want to empower and inspire my wearer, my customer. I want her to feel strong by wearing the pieces, so everything has to have a message for her.

I have the power when I wear it and when you wear it, it’s for you.

NF: I read that you love to go antiquing. Do you have a favorite antique, jewelry or otherwise?

MRK: Wherever I travel in the world, literally the first thing I do is go downstairs to the main desk and say, “Can you tell me where your flea markets are? And what days are they open? And what are the hours?”

I would say what has probably inspired an entire collection for me is Craquelure pottery from the Art Deco period of a fish.

That’s where the fish comes from. It never left my brain, and I never forgot it.

I have a lot of vintage jewelry too.

I’m wearing a vintage watch right now. I feel like this should not be in my hands because on the back it says, “to Bernie from Snooky.”

NF: How do you feel wearing pieces that you know people have gifted to each other?

MRK: I feel like I’m wearing someone else’s heirloom, but I love that it came with a story already.

I love working with vintage diamonds because they were in a piece that’s already lived a life.

NF: Do you have a favorite piece of jewelry, or one that you never take off?

MRK: I do. My “Finn” locket is one of them.

In it I have my favorite poem, which is by Robert Frost [and begins with,] “two roads diverged,” and the last line, “and I took the road less traveled by.”

That’s sort of a mantra that I live by.

I brought my daughters up to live by it—be your own person and be on the journey in the paths that are for you and that work for your life.

Monica Rich Kosann Finn Locket
Kosann’s personal “Finn” locket holds her favorite poem, “The Road Not Taken” by Robert Frost.


NF: I saw that Nicole Kidman wore a “Design Your Own” necklace from your brand with an “Anna” locket, “Mini Compass” pendant and your “Points North” drop earrings in her new movie, “Babygirl.” Do you have a favorite celebrity jewelry moment from the past 20 years?

MRK: The first celebrity to ever wear our locket was Katie Holmes. She had one of our lockets in silver and in gold.

I have no idea where she got it, and she was on the cover of People with it. She was on all those magazines where they photographed her and Tom Cruise like crazy.

She never took that locket off.

That was one of my first, “Oh my god, is this real?” moments. Someone else is wearing it who doesn’t know you, and just wore it because they love it.

Katie Holmes Locket
Katie Holmes wearing a Monica Rich Kosann locket


NF: What was it like collaborating on a collection of tennis bracelets with sports legend Chris Evert?

MRK: She and I have become really good friends. She had two bouts of cancer and is still upbeat and positive. She’s a driven, focused woman.

When they approached us originally, I wasn’t sure because we’re a storytelling brand and her story is amazing. She invented the tennis bracelet and never had a say in a billion-dollar industry.

Who needs me necessarily for another diamond tennis bracelet, right?

I met with her and said, “Tell me what you remember [about] that day.”

She said, “I remember sweating profusely. I loved being feminine, so I had my diamond bracelet on, bows in my hair, pompoms on my socks.

“I remember the green of the court and the white lines. And I remember all of a sudden, my bracelet was gone.”

I said this is amazing, we’re going to make this collection called the “The Tennis Bracelet-CE. Born 1978. Finally Authentic.”

Monica Rich Kosann Tennis Bracelet Collection with Chris Evert
Tennis bracelets from the “The Tennis Bracelet-CE. Born 1978. Finally Authentic” collection with tennis legend Chris Evert


Every bracelet comes with a little emerald representing the court, an oval diamond representing her sweating profusely, and the other diamonds being the white lines.

We made it our own, it tells a story.

NF: As a designer, what has been the biggest change in the jewelry industry from your viewpoint over the last 20 years?

MRK: When I started, I was creating pieces that were personal for women and that would be their way of telling their stories and pieces that could become heirlooms in their family because it told their stories.

I feel now everyone is a storyteller. Everyone is doing things that tell stories.

When I started it wasn’t a thing, so I think that that’s probably the biggest change that I’ve seen over the years.

NF: What is the best business advice you’ve ever gotten, and did you take it?

MRK: I would say the best advice I ever got is to have a sense of humor.

You have to be able to make fun of yourself and make light of situations. 

My glass is always half full and that’s always been my way. 

I always remember that my dad, who was an entrepreneur himself said, “If you don’t have a sense of humor and you don’t laugh at things, then what is it all about?”

I think that’s why we’re still in this business after 20 years.

 Related stories will be right here … 

NF: What is the worst business advice you’ve ever gotten, and did you take it?

MRK: One of the worst things that anyone ever told me was that you have to be on-trend.

I thought, oh no, this is the antithesis of my business.

I do not design to be on-trend. I design to be timeless, classic, to be inspirational and empowering for women.

NF: Do you have any new store openings in the works, new collections, or collabs?

MRK: We are always doing new collaborations so stay tuned for that.

We just opened up our third freestanding store in Troy, Michigan, and we just redid our entire Bergdorf Goodman shop on the seventh floor.

We’re probably heading towards looking into more brick-and-mortar because we already have a very strong direct-to-consumer brand and we’re in over 130 wholesale doors.

NF: Where do you see your jewelry brand 20 years from now?

MRK: I see it continuing to grow, continuing to stay fresh and modern, continuing to have more stores all over the world.

I think that our pieces will continue to empower and inspire women and tell their stories in new, fresh, and modern ways.

The Latest

Surveillance image of Macy’s jewelry thief
CrimeFeb 13, 2025
Macy’s Employee Foils $1.5M Jewelry Theft

The employee confronted the thief, causing the suspect to flee and leave behind the suitcases full of jewelry.

Namdia rough diamonds
SourcingFeb 13, 2025
Namibian Diamond Co. Suspends CEO, COO After Deadly Heist

Namib Desert Diamonds also put its security manager on leave following last month’s robbery that left one employee dead.

Spectrum and Cutting Edge Buyer’s Choice awards
Events & AwardsFeb 13, 2025
AGTA Announces Buyer’s Choice Award Winners for Spectrum, Cutting Edge

AGTA recently concluded its 2025 GemFair event in Tucson and is already gearing up for next year’s show, set for Feb. 2-6, 2026.

Top Image.png
Brought to you by
3 Ways to Capitalize on America’s Newfound Love of Colored Gems

Colored stones are stepping into a jewelry spotlight typically reserved for diamonds—are you ready to sell color?

Royal Chain models in 14-karat gold fashion links
CollectionsFeb 13, 2025
Royal Chain Releases Its Spring 2025 Catalog

More than 400 new pieces are featured in the supplier’s latest catalog.

Weekly QuizFeb 13, 2025
This Week’s Quiz
Test your jewelry news knowledge by answering these questions.
Take the Quiz
Azra Mehdi pink sapphire ombré heart dog tag necklace in 14-karat rose gold
TrendsFeb 13, 2025
Amanda’s Style File: Hearts for Valentine’s Day

This curation celebrates love with heart-shaped jewelry of all shapes and sizes.

Jewelers Relief Fund logo
Policies & IssuesFeb 13, 2025
Jewelers Relief Fund Reopened to Aid Victims of LA Fires

The fund is collecting money for jewelry businesses damaged by the wildfires in Los Angeles County.

Resolutions - 2025.jpg
Brought to you by
3 New Year’s Resolutions for Jewelry Lovers

The new year feels like a clean slate, inspiring reflection, hope, and the motivation to become better versions of ourselves.

3 natural diamond engagement rings by Marrow Fine, Stephanie Gottlieb, Single Stone, and Sylvie Jewelry
TrendsFeb 12, 2025
5 Engagement Ring Trends Expected to Rule 2025

From chunky bands to vintage diamond cuts and bezel settings, these are the trends experts are seeing take over the bridal market.

De Beers Jewellers Embrace Bracelet
CollectionsFeb 12, 2025
De Beers Jewellers’ New High Jewelry Pays Homage to the Beauty of Trees

The “Essence of Nature, Chapter One” collection echoes trees and roots, literally and figuratively, through three sets of high jewelry.

Shree Ramkrishna Exports (SRK) diamonds
SourcingFeb 12, 2025
SRK Announces Notable Reduction in Greenhouse Gas Emissions

Late last year, the India-based diamond manufacturer recorded emissions per carat that are 34 percent lower than the industry average.

Peter Smith
ColumnistsFeb 12, 2025
Peter Smith: 9 Store Manager Archetypes

Smith details the types of store managers he’s encountered, with the goal of helping retailers find a person who’s a fit for their store.

myGemma showroom
TechnologyFeb 12, 2025
MyGemma Now Offers Consignment Service

The secondhand reseller stocks pre-owned designer jewelry and watches, along with other luxury goods.

 Ghirardelli Chocolocket
CollectionsFeb 12, 2025
Ghirardelli Is Slipping Chocolate Into a Locket This Valentine's Day

The limited-edition “Chocolocket” fits a mini square of Ghirardelli chocolate inside.

Jewelers of America 20 Under 40 graphic
Events & AwardsFeb 11, 2025
JA Seeking Nominations for Its Next ‘20 Under 40’ Class

The program has been expanded to include a “20 Under 40” list for jewelry suppliers and is accepting nominations through Feb. 19.

Police cars with lights on
CrimeFeb 11, 2025
2 Men Charged With Selling Stolen Jewelry, Watches in NYC Diamond District

One of the men is said to be connected to the South American crew charged with burglarizing Cincinnati Bengals QB Joe Burrow’s home.

Bulgari x MB&F Serpenti watch
WatchesFeb 11, 2025
Bulgari, MB&F Launch Reimagined ‘Serpenti’ Watch

The brands immersed one of Bulgari’s most famous historical icons in MB&F’s ultra-mechanical universe of haute horlogerie.

Boucheron Power of Couture campaign
FinancialsFeb 11, 2025
Boucheron a Bright Spot as Kering’s Full-Year Sales Sink 12%

The luxury titan’s full-year performance was weighed down by struggling sales at its star brand Gucci.

Midas Chain Diamond and Gemstone Jewelry
MajorsFeb 11, 2025
Midas Chain Releases First Diamond Collection

The jewelry manufacturer has launched more than 100 pieces made with natural diamonds.

Tacori Stilla ring
SurveysFeb 10, 2025
Jewelry Resilient in 2024 Even As Luxury Sales Slipped, Says Bain & Co.

Bain & Co.’s latest report on the luxury market examines why the market’s customer base is shrinking and how to appeal to consumers in 2025.

Counterfeit Cartier “Juste Un Clou” bracelet
CrimeFeb 10, 2025
Counterfeit Jewelry Kept Kentucky Customs Agents Busy in January, CBP Says

Officers in Louisville seized 28 shipments of fake jewelry and watches that would have been worth more than $27 million if genuine.

Hearts On Fire Inside Out Collection Bracelets
CollectionsFeb 10, 2025
Hearts on Fire Flips Jewelry ‘Inside Out’ in New Collection

The collection centers on the art of tailoring, inspired by designs that feature folded fabrics, such as a tuxedo lapel.

JW Marriott Hotel in Nashville Tennessee
Events & AwardsFeb 10, 2025
Select Jewelry Show Heads to Nashville

The trade show has added a new location to its fall line-up.

Jade Trau Ladybird Charm
CollectionsFeb 07, 2025
Piece of the Week: Jade Trau’s ‘Ladybird’ Charm

From the brand’s latest collection of lucky charms, the ladybird is seen as a bearer of good fortune and a ward against negative energy.

Rough diamonds from De Beers’ Gahcho Kue diamond mine in Canada
SourcingFeb 07, 2025
De Beers’ Production Guidance Slashed, Anglo Anticipates Another Writedown

The moves come amid a prolonged period of lower demand for diamonds, particularly in China.

Stuller Bench Jeweler Workshop
Events & AwardsFeb 07, 2025
Registration Opens for Stuller’s Bench Jeweler Workshop

The workshop returns in March, along with the “Battle of the Benches” mini challenge series.

Windsor Jewelry in Indianapolis, Indiana
IndependentsFeb 06, 2025
106-Year-Old Jewelry Store Saved by New Owners

Two attorneys purchased Windsor Jewelry, which was set to close, and will retain all existing staff at the downtown Indianapolis store.

×

This site uses cookies to give you the best online experience. By continuing to use & browse this site, we assume you agree to our Privacy Policy