Policies & Issues

5 Safety and Preparedness Tips for Jewelers This Hurricane Season

Policies & IssuesJun 20, 2024

5 Safety and Preparedness Tips for Jewelers This Hurricane Season

Jewelers Mutual is advising jewelers along the coast to prepare for above-normal hurricane activity this year.

National Oceanic and Atmospheric Administration hurricane satellite image
This satellite image from the National Oceanic and Atmospheric Administration captured Hurricane Idalia approaching the western coast of Florida in late August 2023, while Hurricane Franklin can be seen in the Atlantic Ocean. Jewelers Mutual Group is sharing safety tips for jewelers in time for the 2024 hurricane season.
Neenah, Wisc.—Jewelers Mutual Group is warning jewelers along the Atlantic coast that the National Oceanic and Atmospheric Administration (NOAA) is forecasting above-normal hurricane activity this year.

Hurricane season runs from now through Nov. 30.

This season, 17 to 25 named storms are expected to make landfall along the central U.S. coastline and Canada’s Atlantic coastline, said NOAA, with eight to 13 of those storms expected to become hurricanes.

“With the threat of a record-breaking hurricane season, it’s critical for jewelers to review their insurance plans with their agent, as well as evacuation and communication strategies, and start training now to be prepared,” said Howard Stone, vice president of global risk services and analytics at Jewelers Mutual.

National Oceanic and Atmospheric Administration hurricane chart

In a NOAA release, Federal Emergency Management Agency Deputy Administrator Erik A. Hooks also encouraged Americans to be prepared this season.

“Already we are seeing storms move across the country that can bring additional hazards like tornadoes, flooding, and hail. Taking a proactive approach to our increasingly challenging climate landscape today can make a difference in how people can recover tomorrow.”

Jewelers Mutual’s “Hurricane Preparedness Guide” shares advice on what to do before, during and after a storm.

In a recent blog post, the company shared the three key areas jewelers should focus on for hurricane season: protecting property, safeguarding important documents and information, and keeping a preparedness checklist.

Here are a few key tips to keep in mind this hurricane season.

Have these emergency documents on hand.

Jewelers should have contact lists of employees, vendors, and official emergency centers at the ready to receive information and share it with their team ahead of the storm.

“First and foremost, make sure every employee is in the know. Regularly updating phone numbers and emails will help ensure this,” said the blog post.

It’s also helpful to appoint one person to coordinate updates to avoid confusion.

Other important documents to have include sales records, employee payroll, a copy of the store’s lease agreement (if applicable), contact information for the landlord, insurance information, and financial and accounting information.

Jewelers should also have their current income tax records, including tax returns, sales tax returns, and sales records, for at least the last two years.

They will also need contact information for shipping companies to provide alternative delivery instructions.

If the building is damaged, having information about a cleaning service and contractor will come in handy and may speed up the recovery process.

Having a realtor contact may also be helpful if relocation is necessary.

Set up a business continuity plan.

Jewelers should have a plan in place for their business and employees in the event of a crisis.

“Take the time now to assess how your business functions, both internally and externally, to determine which staff, materials, procedures, and equipment are absolutely necessary to keep the business operating,” said the guide.

Jewelers should be able to answer a few key questions, like how payroll will be handled in the event of an emergency and what happens if the store isn’t accessible.

They should also set up a management succession plan if the usual team is unavailable due to the crisis.

 Related stories will be right here … 

Protect the virtual inventory.

Retailers know how to secure their physical merchandise but may not consider protecting their data.

Jewelers Mutual advises backing up the store’s computer systems using storage media or an online service on a regular basis.

“Whichever way your information is stored, remember to make sure that it’s secure and not at risk of being compromised. You could be facing a whole other disaster if your data gets compromised,” the company.

Keeping physical copies of the documents listed in the first tip is especially important if you can’t access the information backed up on a hard drive or in the cloud right away.

Be sure to also move all electronic appliances off the floor, elevating them as much as possible.

Also, unplug them from outlets to prevent a power surge that could damage the devices.

Secure the safe too.

Retailers should secure as much property as possible within their safes.

Jewelers Mutual recommends applying a permanent, waterproof label to the safe with a return address, in case it’s found outside of the store after the storm.

Retailers may also consider leasing a safe-deposit box in a bank too, preferably the highest box possible. Secure the items in the box in individually sealed plastic bags.

Jewelers should be sure to have insurance coverage for the property store in the safe-deposit box.

Property that can’t be stored in a safe-deposit box, a safe, or a vault should be placed in a locked room within the store.

What cannot be secured in a safe-deposit box at the bank, in a safe, or in a vault on the premises should be secured in a locked room inside the premises.

For showcase displays, the company recommends double-bagging them in sealed plastic bags, if possible, and storing them inside display cases.

Take photos before and after the storm.

Taking photos before and after a hurricane can help to assess damage and provide information to insurers.

Jewelers Mutual advises retailers to photograph the interior of the store, including the office. Print two copies; take one and leave the other in a safe-deposit box.

Following the storm, customers are encouraged to reach out to Jewelers Mutual to help with the recovery process.

Before anything is thrown away, take photos of the damage for the adjuster.

Jewelers Mutual’s loss prevention team is available at lossprevention@jminsure.com to help jewelers with any questions about hurricane safety and to provide available resources or services. 

Jewelers also have access to secure storage, transport, and board-up support, which are available to insured businesses at a reduced cost, the company said. 

The Latest

Brian and Jessie Mann
IndependentsJul 19, 2024
Longtime D.C. Jeweler Brian Mann Dies at 70

Mann, whose family’s jewelry store was located inside the Pentagon, is remembered for being a thoughtful champion of the industry.

Tudor store in Denver
IndependentsJul 19, 2024
The 1916 Company Opens New Tudor Boutique

The 500-square-foot boutique is located in Denver’s Cherry Creek Shopping Center.

Messika’s So Move Max Necklace
CollectionsJul 19, 2024
Piece of the Week: Messika’s ‘So Move Max’ Necklace

Dance all night long with the “So Move Max” set’s necklace.

Untitled design.jpg
Brought to you by
The End of an Era? Lab-Grown Diamonds' Journey Towards Price Stability

As the demand for lab-grown diamond jewelry may still be increasing, the most notable change we are likely to see is price stabilization.

Julien Tornare and Antoine Pin
WatchesJul 18, 2024
TAG Heuer, Hublot Will Have New CEOs

Luxury giant LVMH is reshuffling the leadership in its watches division.

Weekly QuizJul 18, 2024
This Week’s Quiz
Test your jewelry news knowledge by answering these questions.
Take the Quiz
Etsy billboard rendering in NYC
MajorsJul 18, 2024
New Etsy Campaign Prioritizes Creators Amid Backlash

Sellers and shoppers have spoken out against a rise in mass-produced merchandise on the platform meant to highlight handmade goods.

Ariana Grande Modeling in Swarovski Jewelry
MajorsJul 18, 2024
Swarovski Names Ariana Grande as Its New Brand Ambassador

The celebrity will star in Swarovski’s holiday campaign.

1872 x 1052 Gemolite.jpg
Brought to you by
Meet Gemology’s Next Generation Microscope: GIA® Gemolite® NXT Professional Edition

GIA®’s most advanced microscope has new features to optimize greater precision and comfort.

Grizzly emerald
SourcingJul 18, 2024
Grizzly Emerald Auction Garners $32.5 million

The miner said an 835-carat emerald saw “stiff competition” in its July sale.

Tahnee Barbee, Gigi Sui, and Daniela Villacorta
Events & AwardsJul 18, 2024
MJSA Education Foundation Announces 3 Scholarship Winners

The winners were awarded $3,000 each to pursue a professional career in jewelry making and design.

Radhika Merchant’s Wedding Portrait
EditorsJul 17, 2024
6 Lavish Looks from the Ambani Wedding

Feast your eyes on the elaborate jewels worn during the wedding celebration of Anant Ambani and Radhika Merchant.

Smiling Rocks Haute Couture Dream Necklace
Lab-GrownJul 17, 2024
Lab-Grown Diamond ‘Dream’ Necklace Sells for $122K at Charity Auction

The piece, created by Smiling Rocks, was the top lot at the recent Ormeley Dinner.

Diavik Diamond Mine solar power plant
SourcingJul 17, 2024
Rio Tinto’s Diamond Production Down 28% in Q2

The company’s sole remaining diamond operation, Diavik, produced 702,000 carats of diamonds, down from 970,000 a year ago.

Buccellati high jewelry earrings
FinancialsJul 17, 2024
Richemont’s Q1 Jewelry Sales Up 2%

In contrast, the luxury giant’s watch sales fell 14 percent.

This year marks the 40th anniversary of the jewelry design contest.
Events & AwardsJul 16, 2024
2024 AGTA Spectrum Awards Open for Entries

This year marks the 40th anniversary of the jewelry design contest and the deadline for entries has just been extended.

Macy’s Herald Square store
MajorsJul 16, 2024
Macy’s Ends Buyout Talks

The retailer will not be making a deal with Arkhouse Management and Brigade Capital Management, opting to focus on its turnaround plan.

Crime police cars
CrimeJul 16, 2024
Thieves Nab $500K in Jewelry in Calif. Group Smash-and-Grab

The Berkeley robbery follows two other Bay Area robberies involving multiple suspects, one in May and one in June.

National Jeweler columnist Lilian Raji
ColumnistsJul 16, 2024
The PR Adviser: Awareness Starts With Your Online Store

Lilian Raji discusses the importance of having an intentional website design that aligns with your brand or store’s goals.

Catbird The Met collection
CollectionsJul 16, 2024
Catbird Debuts New Met Collection

It’s the second collaborative offering from the jewelry brand and the New York City art museum.

Craftsman holding Pomellato Arengario necklace
MajorsJul 16, 2024
Pomellato Acquires Valenza Setting Lab

The Kering-owned brand bought VSL to reinforce its manufacturing capabilities.

Ewa Abrams, Kering’s new president for the Americas
MajorsJul 16, 2024
Kering Appoints New President for Americas Region

The luxury conglomerate promoted General Counsel Ewa Abrams to the role, succeeding Laurent Claquin.

Tanzanite ring
MajorsJul 15, 2024
Signet Falls 11 Spots on NRF’s ‘Top 100’ Retailers List

The jewelry giant came in at No. 67 on the list, down from No. 56 last year.

 2025 Gem Awards logo
Events & AwardsJul 15, 2024
Nominations Are Open for the 2025 Gem Awards

Submissions in the categories of Jewelry Design, Media Excellence, and Retail Excellence will be accepted through Aug. 23.

Sunlit’s Sun Goddess Supreme Ring and Pyramid Rutilated Quartz Necklace
Events & AwardsJul 15, 2024
NY Now Expands Emerging Designer Segment for Its Summer Market

Curated at Luxury Lifestyle will build on the former initiative, the Emerging Fine Jewelry Designer Incubator.

Collage of Caitlin Albritton and her jewelry
Events & AwardsJul 15, 2024
Halstead Announces 2024 Grant Winner

Caitlin Albritton won the 19th annual Halstead Grant for emerging jewelry businesses.

Myne London
CollectionsJul 12, 2024
Myne London to Support Malala Fund

The emerald supplier will donate a percentage of sales from its “Star Power” earrings to the nonprofit in support of girls’ education.

The Jewelry Symposium logo
Events & AwardsJul 12, 2024
The Jewelry Symposium Is Looking for Speakers

TJS is seeking jewelry manufacturing and technology experts to speak at its 2025 event.


This site uses cookies to give you the best online experience. By continuing to use & browse this site, we assume you agree to our Privacy Policy