Is This You? Every Jeweler Has This Problem; We Have the Solution.
Brought to you by
Is This You? Every Jeweler Has This Problem; We Have the Solution.
Every jeweler faces the same challenge: helping customers protect what they love. Here’s the solution designed for today’s jewelry business.
Brought To You By Jewelers Mutual® Group
Every jeweler knows the look on a customer’s face when they walk back into the store just days after a major purchase—not to share a thank-you, but to share a heartbreak. It’s the story of the engagement ring left in a taxi before the proposal; the anniversary necklace snagged and broken before the big dinner, or the diamond stud lost during the excitement of a birthday celebration. In these moments, the joy of the sale is replaced by the stress of the loss, and the jeweler is the first person the customer turns to for help.
Jewelers Mutual® Group has designed a suite of programs specifically to solve these problems, transforming potential tragedies into opportunities for lasting loyalty. While these tools naturally drive business growth, their primary purpose is to provide a safety net that protects both the jeweler’s reputation and the customer’s investment.
Comprehensive Protection: Personal Insurance & Luxsurance®
The most direct answer to the "unthinkable" scenario is Personal Insurance and Luxsurance. When a customer loses a piece or has it stolen, this coverage ensures they aren't left with nothing but a memory. By informing customers about the option of jewelry insurance during the sales process, jewelers empower their clients to protect their purchases against loss, theft, and damage. Most importantly for the business owner, when a claim is filed, the customer is directed back to their original jeweler for the replacement or repair, keeping the relationship—and the piece—within the store’s ecosystem.
Everyday Peace of Mind: JM® Care Plan
While insurance handles the major catastrophes, JM Care Plan addresses the inevitable wear and tear of daily life. From a scratched gold band to a loose prong, this plan serves as a customer’s "first line of defense." Because it covers maintenance and repairs without impacting insurance premiums, it encourages customers to return to the store regularly for check-ups. It solves the problem of "maintenance anxiety," giving the customer confidence that their jewelry will stay in "like-new" condition for years to come.
Precision and Speed: Jewelry Appraisal Solution
For the modern jewelry business, documentation is often a bottleneck. The Jewelry Appraisal Solution solves this by providing easy-to-use software powered by Gemworld’s trusted pricing models and GIA grading report integration. This allows jewelers to create professional, accurate appraisals quickly, providing customers with the documentation they need for insurance while reinforcing the jeweler’s status as a trusted expert.
Building Revenue Through Trust
While these programs are built to solve customer problems, they also serve as powerful revenue generators. By making information about these solutions available at the point of sale—whether through paper brochures, co-branded URLs, or seamless POS API integrations—jewelers create additional touchpoints and income streams.
Ultimately, these programs turn a one-time transaction into a long-term relationship. When a jeweler can solve a customer's problem before it even happens, they aren't just selling jewelry; they are providing the value that makes a customer come back for a lifetime.
Disclaimers Regarding Insurance Although jewelers may offer opinions to consumers about the importance of protecting their purchases, jewelers are not licensed agents and do not sell or offer advice about insurance. Any/all decisions for protecting jewelry must be made by the consumer, following information gathering. The purchase of insurance must be done by direct interaction with an insurer or licensed insurance agent. Coverage is offered by either Jewelers Mutual Insurance Company, SI (a stock insurer) or JM Specialty Insurance Company. Policyholders of both insurers are members of Jewelers Mutual Holding Company. Any coverage is subject to acceptance by the insurer and to policy terms and conditions.
Disclaimers Regarding Care Plan Exclusions and limitations apply. For specific plan details, refer to the Terms and Conditions. JM Care Plan is offered by a member of the Jewelers Mutual Group, either JM Care Plan, Inc. or JM Care Plan Services, Inc.
